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Capability

Every check, attached to the deal it belongs to.

For the MLRO who arrives with a goAML question they cannot answer quickly, an audit or bank review coming, or a file they know has a gap.

What the software captures

Onboarding and CDD

Identity documents, beneficial ownership, screening results and the risk score, captured against the transaction rather than into a folder.

Risk scoring is yours

The firm's own risk matrix is applied, and why each score landed where it did is recorded. The policy stays with the firm.

Enhanced due diligence

What changes when a file scores high: the additional evidence, who has to approve it, and the record that the escalation happened.

goAML

Report content assembled in the structure goAML requires.

Source of funds file · Sample data

Sample entity — sample address

Reference SOF-0000-000000
Contents 6 items · 5 marked verified
Status Sample data
Ref Evidence Source Captured Status
A · Entity and ownership
E-01 Certificate of incorporation Sample entity Registry extract 2026-09-12 09:14 Verified
E-02 Ownership chain to beneficial owner Three links, each evidenced Registry extract 2026-09-12 09:16 Verified
E-03 Directors and authorised signatories Registry extract 2026-09-12 09:20 Verified
B · Source of funds
F-01 Bank statements Twelve months Account holder 2026-09-13 11:02 Verified
F-02 Share sale agreement Consideration and date Account holder 2026-09-13 11:40 In review
F-03 Corporate accounts Account holder 2026-09-14 08:31 Pending
The chain

Opened, evidenced, reviewed, recorded

One chain from the moment a client file is opened to the moment the client master list is updated. Each step puts something on the record and names who put it there. Steps 07 and 08 run where the firm's own thresholds call for them.

01 Client file opened

The file exists before the work starts, not after it.

Firm
02 Identity documents captured

Documents and their sources are captured against the file and timestamped.

FirmProvider
03 Source of funds declared

The declaration is recorded, with the evidence it will have to be matched against.

Client
04 Independent screening returned

Results returned by the firm's provider are brought into the file, with the list and the date.

Provider
05 Risk score complete

Each factor is shown line by line, calibrated to the DNFBP taxonomy.

Scored
06 MLRO review

The firm's MLRO reviews the file. The decision is recorded under a named person.

Named reviewer
07 Enhanced due diligence

Where the firm's thresholds call for it. The additional evidence and the approval trail sit with the file.

Where applicable
08 STR consideration

Where the firm's thresholds call for it. Report content is assembled in the structure goAML requires.

Where applicable
09 Client master list updated

The file closes onto the firm's own master list, exportable.

On record

Talk to us about implementing the compliance engine

Bring identity, screening, source of funds and the case file into one record. A member of the team will take you through what implementation looks like for your firm.